May Monthly Totals

Posted on June 4, 2009
Filed Under monthly totals | 1 Comment

debts

Brighter Planet Personal Visaa – $2,408.53
ShoreBank Business Visa – $3,350.27

assets

ING Direct personal checking + $121.27
local bank personal checking + $768.20

emergency savings + $25.01
“Life Happens” savings + $.04
house down-payment savings + $.02

work pension fund + $3,120.03

business checking + $102.96
business PayPal + $17.30
business savings + $12.16

total assets $4,166.99 – debt $5,758.8 = $-1,591.81 TOTAL

Looking at the numbers it’s discouraging, but I actually feel very hopeful…

Car repairs set me back $400+ this month. (And that was at a very reputable mechanic who had extremely high praise on Angie’s List and elsewhere for being extremely honest and fair when it comes to prices.) Still though, cheaper to do one major fix a year (at the rate I’m going) and keep a car that’s paid off than to switch to something new and have a monthly car payment.  (Though I’d love a hybrid, I’m just not there yet financially…)

I also joined a mixed martial arts gym this past month. It’s $100 a month, but I’m not usually much on excercise and I’m really getting into this. I’m also trying to ride my bike more to work, so I’m starting to feel more healthy and the extra activity is definitely helping with my stress levels. And I’ve been a little more stressed than normal because I’m getting really anxious about my business goals, so after some conversations with my mentor and former employer recently, I’ve decided to jump in headfirst and start bootstrapping my way to where I want to be. I’ve been relying on my blog income for awhile, but I realized I need to do more. The long term goal is to have a retail store (both in person and online) selling ec0-friendly goods. There’s really nothing like it around where I live, and I know I could make it work. But since I have no capital at the moment, I’m going to start very small: pick up a few wholesale lines at a time and do some events around town to try to build both capital and a customer base at the same time. Hopefully the fall season will be good to me in this regard… We’ll see where I am by Christmas.

  • Share/Bookmark

Related posts:

  1. June Monthly Totals debts Brighter Planet Personal Visa – $2,163.11 ShoreBank Business Visa...
  2. November 2009 Monthly Totals debts Brighter Planet Personal Visa – $49.64 ShoreBank Business Visa...
  3. April Monthly Totals debts Brighter Planet Personal Visa – $2,082.45 ShoreBank Business Visa...
  4. January Monthly Totals debts Brighter Planet Personal Visa – $2,099.71 ShoreBank Business Visa...
  5. December Monthy Totals debts Brighter Planet Personal Visa – $2,185.76 ShoreBank Business Visa...

Related posts brought to you by Yet Another Related Posts Plugin.

Comments

One Response to “May Monthly Totals”

  1. oicned on June 11th, 2009 10:57 am

    Good day!

    I added your site to my EC drop list -> http://booksonice.blogspot.com/2009/04/entrecard-links.html

    Click on the “Green Earth” icon and it will open other EcoFriendly sites including yours.

    Have a nice day!

Leave a Reply